Jammu and Kashmir Bank is set to issue a recruitment notification for assistant and officer-level positions within the next few days, Managing Director and CEO Amitava Chatterjee said on Tuesday.
Speaking during the bank’s 88th Annual General Meeting (AGM) at the Sher-i-Kashmir International Convention Centre (SKICC) here, Chatterjee said the bank had finalised negotiations with the agency that would conduct the recruitment examinations for Jammu and Kashmir and Ladakh.
“After 2021, the bank is going for recruitment of both assistants as well as officers. The agreement for conducting the examinations for Jammu, Kashmir and Ladakh is being finalised, and the bank will come out with a notification in a few days,” Chatterjee said.
He said the recruitment would be carried out in accordance with the bank’s operational requirements and would also take into account the need for employees with proficiency in local languages.
“As far as the bank is concerned, we will do what we have done in the past. There is a requirement for people with local language proficiency, though the numbers will be limited,” he said.
Chatterjee said the bank’s presence across 22 states outside Jammu and Kashmir had created a requirement for personnel familiar with local languages.
“The bank is present in 22 states outside Jammu and Kashmir, and we need people with local language proficiency to serve customers there. So, the bank may decide in future to hire a few employees to support our existing staff strength,” he said.
The recruitment announcement came during the bank’s 88th AGM, chaired by Part-time Non-Executive Chairman S. Krishnan and attended by Chatterjee, members of the Board, senior management, shareholders and other stakeholders.
The recruitment announcement came during the bank’s 88th AGM, which was chaired by Part-time Non-Executive Chairman S. Krishnan and attended by Chatterjee, members of the Board, senior management, shareholders and other stakeholders.
The AGM was held under the theme “Trust, Tradition and Transformation”. Addressing shareholders, Krishnan said the bank’s future growth would have to be aligned with its wider economic and social contribution to the region.
“Our past gives us identity. Our present gives us strength. Our future gives us responsibility. Trust is our inheritance. Tradition is our anchor. Transformation is our obligation,” he said.
He also highlighted the bank’s role in supporting entrepreneurship and said its participation in Mission YUVA was significant in creating economic opportunities for a new generation of entrepreneurs.
On digital transformation, Krishnan said technology should ultimately serve the objective of improving customer experience and making banking “simpler, safer and more accessible”.
Chatterjee, meanwhile, said the bank had maintained its growth trajectory despite challenging circumstances and had recorded its fourth consecutive year of record profitability.
“Notwithstanding the challenging circumstances, your Bank maintained its growth trajectory and delivered a fourth consecutive year of record profitability. Net profit reached an all-time high of Rs 2,363 crore, registering year-on-year growth of 13.5%. The growth momentum has continued into the current financial year. By June 2026, the Bank crossed the historic milestone of Rs 3 trillion in total business,” he said.
Chatterjee said the bank’s performance reflected improvements across profitability, asset quality, efficiency and capital strength.
“These outcomes demonstrate that our progress is broad-based, with profitability, asset quality, efficiency and capital strength advancing together. For our investors, this represents a resilient and increasingly diversified franchise, supported by strong fundamentals and a clear strategy for long-term value creation. As we grow, our focus will remain on the quality and sustainability of earnings rather than growth in isolation,” he said.
On digital banking, he said investments in digital platforms, data analytics, cybersecurity and process automation were improving customer experience and operational efficiency.
“The rapid growth of up to 94% in digital transactions during FY 2025-26 demonstrates the increasing trust customers place in our digital ecosystem,” he said.
Chatterjee said the bank would continue to invest in its workforce and technology while strengthening cybersecurity and customer experience.
“As we reflect with pride on a legacy spanning nearly nine decades, we remain conscious of the responsibility that accompanies it. Our aspiration is clear: to become the ‘Bank of Choice’. Towards this goal, we will continue to invest in our people and technology, reinforce cybersecurity, improve customer experience and institutionalise a culture of innovation and excellence,” he said.
During the question-and-answer session, shareholders raised queries on various aspects of the bank’s operations, including recruitment. Chatterjee responded to the questions.
DGM and Company Secretary Mohammad Shafi Mir also read out the Auditor’s Report, comments of the Comptroller and Auditor General and the Secretarial Audit Report. He informed shareholders that the e-voting results and Scrutinizer’s Report would be made available on the websites of the bank, its registrar and transfer agent, and the stock exchanges within two working days of the conclusion of the AGM.
The AGM concluded with shareholders appreciating the bank’s performance during the financial year 2025-26.
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